Change Content Hub

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The Change Company and Framework Homeownership Partner to Expand Homeownership

March 14, 2023
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Press
Omar Esposito, President and CEO of Framework said: “We are thrilled to partner with The Change Company, America’s largest CDFI, as we work to make smart homeownership the new
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Investor demand rising for CDFI RMBS securitizations

March 14, 2023
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Press
In 2022, Change Lending successfully issued the country's first securitization of first lien residential mortgages originated exclusively by a Community Development Financial
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It's time for FHLB Banks to pursue their mission

January 12, 2023
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Insights
Sandra Thompson and the Federal Housing Finance Authority (FHFA) should be applauded for questioning the Federal Home Loan Bank banks (FHLB Banks) they oversee about their level
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This Little-Known U.S. Agency Determines Millions in ESG Investing. It’s About to Change the Rules

December 30, 2022
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Press
Lenders have rushed to earn CDFI status, the closest thing to a socially conscious seal of approval from the U.S. government. Now, the industry is pushing back on reforms.
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The Change Company Closes Sixth Investment Grade Securitization of 2022

December 29, 2022
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Press
The Change Company CDFI LLC and its subsidiary Change Lending, LLC (“Change”) – America’s CDFI – are pleased to announce that Change has closed its sixth securitization of 2022.
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CFPB's QM rule under scrutiny after dust-up over bank statement loans

December 19, 2022
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Insights
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Minority Borrowers Face New Threats of Predatory Lending

November 13, 2022
Today is the time to protect the most vulnerable Americans by ensuring that banks are not enticing people into loans they can’t afford, to buy homes at prices that can’t be
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The Importance of Black homeownership and why the wealth gap is widening

August 18, 2022
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The Devaluation of Assets in Black Neighborhoods

July 11, 2022
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CDFI Has a New Tool to Boost Minority Homeownership

May 10, 2022
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Wells Fargo Rejected Half Its Black Applicants in Mortgage Refinancing Boom

March 10, 2022
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Zillow: Black mortgage applicants rejected at higher rate than Whites

March 1, 2022
The gap in homeownership rates between Black and White people adds to the disparities between the races, particularly because homeownership is a prime contributor to building
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The Change Company CDFI LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite D, Anaheim, CA 92808. AZ: Mortgage Banker License – 1048687; CO: Registered Colorado Mortgage Company – Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage License #2486868; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – Licensed by the N.J. Department of Banking and Insurance; OH: Residential Mortgage Lending Act Certificate of Registration #RM.805169.000; RI: Rhode Island Licensed Lender #20234678LL; All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. THE CHANGE COMPANY CDFI, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. The Change Company CDFI, LLC. All rights reserved.