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Treasury's responsible lending standards are good for mortgage lenders
The Treasury's Responsible Lending Standards (RLS) represent a crucial step toward fostering fair, sustainable lending practices.
Treasury reaffirms important regulatory exemptions for CDFIs
The United States Department of Treasury recently adopted new rules for Community Development Financial Institutions (CDFI).
Private equity and insurance companies piling into residential mortgages
Private equity and insurance companies are diving back into residential mortgages, driven by strong macro factors and federal support! Discover how these investments are reshaping
CFPB Must End Use of HMDA Data to Dox Consumers
Barron’s magazine and its reporter, Jacob Adelman, have admitted to using the Consumer Financial Protection Bureau’s (CFPB) public disclosure of Home Mortgage Disclosure Act (HMDA)
An Assessment of Lending to LMI and Minority Neighborhoods and Borrowers
The CRA requires banking regulators to “assess the institution’s record of meeting the credit needs of the entire community, including low- and moderate-income neighborhoods
Are Biden's Housing Regulators Failing Black Homeowners?
There was great optimism amongst community advocates when the Biden Administration made equality in homeownership a cornerstone of its fiscal policy.
