Change Content Hub

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This Little-Known U.S. Agency Determines Millions in ESG Investing. It’s About to Change the Rules

Lenders have rushed to earn CDFI status, the closest thing to a socially conscious seal of approval from the U.S. government. Now, the industry is pushing back on reforms.
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The Change Company Closes Sixth Investment Grade Securitization of 2022

The Change Company CDFI LLC and its subsidiary Change Lending, LLC (“Change”) – America’s CDFI – are pleased to announce that Change has closed its sixth securitization of 2022.
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Comments to Proposed CDFI Fund Rule

The Change Company (“Change”) and its Community Advisory Board submits this comment with respect to the Community Development Financial Institutions Fund’s (the “Fund”) proposed
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Change Successfully Closes First AAA-Rated Securitization of CDFI Originated Home Loans

Jesse Elhai, Managing Director of Capital Markets for Change, said: “We are proud to have been the first CDFI to securitize its own residential loans earlier this year.
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Conversation With Experts: Environmental, Social & Governance (ESG) Investing

Perhaps more prevalent than any other trend in the corporate space today, environmental and social has become a mainstay for businesses seeking investor, shareholder and public
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Treasury's responsible lending standards are good for mortgage lenders

The Treasury's Responsible Lending Standards (RLS) represent a crucial step toward fostering fair, sustainable lending practices.
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Treasury reaffirms important regulatory exemptions for CDFIs

The United States Department of Treasury recently adopted new rules for Community Development Financial Institutions (CDFI).
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Private equity and insurance companies piling into residential mortgages

Private equity and insurance companies are diving back into residential mortgages, driven by strong macro factors and federal support! Discover how these investments are reshaping
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CFPB Must End Use of HMDA Data to Dox Consumers

Barron’s magazine and its reporter, Jacob Adelman, have admitted to using the Consumer Financial Protection Bureau’s (CFPB) public disclosure of Home Mortgage Disclosure Act (HMDA)
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An Assessment of Lending to LMI and Minority Neighborhoods and Borrowers

The CRA requires banking regulators to “assess the institution’s record of meeting the credit needs of the entire community, including low- and moderate-income neighborhoods
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Are Biden's Housing Regulators Failing Black Homeowners?

There was great optimism amongst community advocates when the Biden Administration made equality in homeownership a cornerstone of its fiscal policy.
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