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Has The Fantasy of Relationship Banking Been Exposed?
Silicon Bank, Signature Bank, and First Republic Bank once represented the gold standard of Relationship Banking. Wall Street was enthralled by the ability of these banks to
Financial Visionaries: Carlos P. Salas
Carlos P. Salas is president of The Change Company, a financial services company focused on serving underbanked borrowers and communities across the U.S. Since August 2021, he has
Financial Visionaries: Steven Alan Sugarman
In 2017, Steven A. Sugarman founded The Change Company, which is a Community Development Financial Institution certified by the United States Department of Treasury and the State
Broad coalition of financial institutions support CDFI exemptions
Under President Trump, the United States Department of the Treasury sought to change fundamental rules relating to CDFI’s through the improper introduction of a proposal under the
Investor demand rising for CDFI RMBS securitizations
In 2022, Change Lending successfully issued the country's first securitization of first lien residential mortgages originated exclusively by a Community Development Financial
The Change Company and Framework Homeownership Partner to Expand Homeownership
Omar Esposito, President and CEO of Framework said: “We are thrilled to partner with The Change Company, America’s largest CDFI, as we work to make smart homeownership the new
Zillow: Black mortgage applicants rejected at higher rate than Whites
The gap in homeownership rates between Black and White people adds to the disparities between the races, particularly because homeownership is a prime contributor to building
