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Has The Fantasy of Relationship Banking Been Exposed?
Silicon Bank, Signature Bank, and First Republic Bank once represented the gold standard of Relationship Banking. Wall Street was enthralled by the ability of these banks to
Financial Visionaries: Carlos P. Salas
Carlos P. Salas is president of The Change Company, a financial services company focused on serving underbanked borrowers and communities across the U.S. Since August 2021, he has
Financial Visionaries: Steven Alan Sugarman
In 2017, Steven A. Sugarman founded The Change Company, which is a Community Development Financial Institution certified by the United States Department of Treasury and the State
Broad coalition of financial institutions support CDFI exemptions
Under President Trump, the United States Department of the Treasury sought to change fundamental rules relating to CDFI’s through the improper introduction of a proposal under the
Investor demand rising for CDFI RMBS securitizations
In 2022, Change Lending successfully issued the country's first securitization of first lien residential mortgages originated exclusively by a Community Development Financial
The Change Company and Framework Homeownership Partner to Expand Homeownership
Omar Esposito, President and CEO of Framework said: “We are thrilled to partner with The Change Company, America’s largest CDFI, as we work to make smart homeownership the new
Treasury Makes Shocking Decision to Exclude Disabled Americans from CDFI Program
In a shocking decision, the Department of the Treasury’s Community Development Financial Institutions Fund (the “CDFI Fund”) has denied a Community Development
It's time for FHLB Banks to pursue their mission
Sandra Thompson and the Federal Housing Finance Authority (FHFA) should be applauded for questioning the Federal Home Loan Bank banks (FHLB Banks) they oversee about their level
Minority Borrowers Face New Threats of Predatory Lending
Today is the time to protect the most vulnerable Americans by ensuring that banks are not enticing people into loans they can’t afford, to buy homes at prices that can’t be
